Ask your employer when health coverage ends and obtain any continuation notices. Depending on your circumstances, options may include COBRA or other continuation coverage, a Marketplace plan, a family member’s employer plan, or a public program. Eligibility, enrollment deadlines, start dates and costs differ. Review the options promptly to reduce the chance of a coverage gap. Marketplace financial help depends on applicable rules and household information, including estimated annual income. A consultation does not establish eligibility or guarantee savings or enrollment.
How disability income insurance works
November 1, 2026
